Owner Builder Insurance

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Key Features

Online multiple quote & bind facility.

  • For residential owner builder projects.
  • Construction periods up to 24 months.
  • Standard excess $500 for minor perils and major perils and $1000 for burglary.
  • Discounts available for higher excess options.
  • Quality security with underwriters actually heavily experienced in the class.
  • Plant, equipment and tools coverage available.
  • Automatic allowance for excavations up to 5 metres.
  • Cover available for existing structures.
  • Public liability for $5m, $10m and $20m indemnity limits.

Standard sub limits and covers.

  • Professional fees 10% of Construction Value.
  • Expediting expenses 10% of Construction Value.
  • Government charges $10,000.
  • Goods in transit $100,000.
  • Mitigating expenses 10% of Construction Value.
  • Removal of debris 10% of Construction Value.
  • Temporary protection 5% of Construction Value.
  • Minor plant and equipment and tools up to $20,000 - (higher limits available on application).
  • restoration of records 5% of Construction Value.
  • Increased cost of working 10% of Construction Value.
  • Goods in storage $100,000.
  • Excavation allowance 15%.

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