About us

Company Profile

Ensurance Underwriting Pty Ltd (EU) is a company that has been approved by ASIC (AFSL 429874 ABN 21 158 973 365) for a license to carry on business as an Underwriting Agency in Australia.

Our Market and Products

Our target market is online SME construction risks (including owner builder), placed via our unique quote and bind system. We can also place larger or more difficult placements.

Ensurance Underwriting Pty Ltd differs from other Agencies offering this product. Its innovated software systems allow the Agency to distribute a ‘one stop shop’ for Contract Works and our other products.

We offer multiple products in an uncomplicated and fast 24/7 online commercial solution. Our system allows intermediaries to obtain multiple quotes and bind, in most cases in less than 5 minutes. The efficiency gains are supported by high quality market wordings (including one of the most comprehensive covers for Owner Builders in Australia), high levels of expertise and support when required along with an unwavering commitment to customer service.

Ensurance Underwriting is supported by some of the World’s oldest, stable and secure underwriters including Certain Underwriters at Lloyd's, QBE Insurance Ltd and Liberty Mutual Insurance Company. For more details of our supporting insurers see the Our Valued Partners page.

Our Goal

Our goal is to provide intermediaries with fast, simple, reliable and comprehensive construction insurance.

Our Team


Mr. Michael Huntly - ANZIIF (Snr. Associate) CIP 

Michael’s expertise is in the corporate fields of; Underwriting, binder and portfolio management, compliance management, growth strategies, managing relationships with local and international Insurers, business planning, IT strategies, Broker relationships, reporting to the Board, Lloyds Cover holder status and marketing/sales.

Previously held positions; National Manager at ASX Listed Austagencies, Head of Commercial Lines at ASX Listed Calliden, National Manager at Vero.


Underwriting Manager

William (Billy) Nicholas – ANZIIF (Snr Associate) CIP​ 

Billy’s brings extensive experience in both broking and underwriting extending from whole of account broking, claims management, technical knowledge and insurance binder management dealing in a range of products including Property, Professional Indemnity, Management Liability, Motor and particularly focusing on Contract Works, Liability and Plant/Equipment.

Billy has been instrumental in the underwriting and management of construction risks, liability and trades portfolios over the last 10 years. His practical knowledge of processes and IT systems is invaluable to the group and it’s customers.

He has personally overseen the development of Ensurance’s IT platforms to ensure they are “relevent & efficient” and has also been responsible for working with IT in developing insurance solutions for both the retail and wholesale market.

Business Development Underwriter

Brenda Todaro​ 

Brenda has extensive experience and expertise in multiple classes of general insurance in both broking, underwriting and claims roles for over 30 years.

Brenda’s previous held positions include roles in claims, both general and marine for a variety of major insurers, underwriting at Associated Marine Insurers, Account Manager at LUIB, Marine Underwriter/Development at Vero Marine and Vic/Tas Business Development Manager at Protecsure Underwriting.

Brenda brings a practical hands on approach to the business coupled with high levels of experience in multiple IT platforms and a demonstrated ability to listen to the needs of customers and achieve desired outcomes for them. 



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